Insurance & Billing
Transparent pricing and billing information for your peace of mind
Do you take my insurance?
Gables Pain is in network with these plans, and only these:
- Ambetter
- Cigna Commercial
- Cigna Medicare
- Devoted Health
- Florida Community Care
- Florida Medicaid
- Humana
- Medicare
- Oscar
- Preferred Care Network
- Preferred Care Partners
- Solis
- Sunshine Health
- Wellcare
Being in network does not mean every procedure is covered. Two plans from the same carrier can cover the same procedure differently, so we verify your specific benefits before your first visit.
Some plans go by more than one name. If you are not sure whether yours is on this list, call us with your insurance card to hand and we will check it, tell you what your visit is likely to cost, and flag anything that needs prior authorization.
We also see self-pay patients and will give you a written estimate before anything is scheduled.
How Billing Works
Understanding the billing process helps you know what to expect. We're here to make it as straightforward as possible.
Verify Coverage
We check your insurance benefits before your appointment to understand your coverage and out-of-pocket costs.
Service Provided
You are seen by Dr. Steinberger at your scheduled visit, and the plan is set that day.
Claim Submitted
Our billing team submits a claim to your insurance company with all necessary documentation and procedure codes.
You Pay Remainder
After insurance processes the claim, you receive an Explanation of Benefits (EOB) and a statement for any remaining balance.
Understanding Your Costs
Co-Pay
A fixed amount you pay at each visit. The amount is set by your plan, and we will tell you what yours is when we verify your benefits.
Deductible
The amount you pay before insurance starts covering services, reset annually.
Coinsurance
Your share of costs after meeting your deductible, usually expressed as a percentage like 20%.
EOB (Explanation of Benefits)
A statement from your insurer showing what was charged, what they paid, and what you owe.
Self-Pay Options
Quality pain management care is accessible even without insurance
Transparent Pricing
We provide clear, upfront pricing for all procedures and services. No hidden fees or surprise charges.
Flexible Payment Plans
We offer payment plans for larger procedures to make care more affordable. Discuss options with our billing team during your visit.
Good Faith Estimate
Under the No Surprises Act, you have the right to receive a Good Faith Estimate of costs before receiving services. Request yours when scheduling.
Multiple Payment Methods
We accept cash, checks, and all major credit cards. Payment is expected at the time of service unless prior arrangements have been made.
No Surprises Act: You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost. Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services before those services are provided.
Billing Questions
Common questions about insurance and payment
Do you accept my insurance?
What if I don't have insurance?
What are co-pays and deductibles?
Will I receive a bill after my appointment?
What is the No Surprises Act?
Have more questions about billing?
Contact our billing team →Ready to Start Your Treatment?
Let us verify your insurance coverage and get you scheduled for expert pain management care.
Schedule Consultation